Knowing your credit score and changes to your score will help you when you are buying or renting a home, buying a car, applying for a loan or credit card as well as simply understanding your financial history. Checking your own credit will not lower or negatively affect your credit score.
*Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn More.