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Free Credit Monitoring
CreditWise offers free credit monitoring services to help track changes to your credit report, such as new accounts, hard inquiries, or address updates. They provide real-time alerts, helping you quickly identify unauthorized activity or potential fraud, and support maintaining a healthy credit profile.
Free Credit Report
Understanding your credit score is a critical step in managing your financial health. Your credit score reflects your creditworthiness and influences decisions made by lenders, landlords, and employers. Regularly checking your credit report helps you stay on top of changes, identify errors, and monitor your financial progress. It also provides insights into the factors affecting your score, empowering you to make informed decisions about improving or maintaining it. Proactive monitoring can help you catch potential fraud early and take corrective action.
Dark Web Alerts
Dark web alerts notify you if your personal information, such as Social Security numbers or credit card details, appears on the dark web. These services monitor criminal marketplaces and forums, providing timely alerts so you can take action, such as freezing accounts or changing passwords, to prevent fraud and financial losses.
Credit Simulator
A credit simulator is a valuable tool that allows you to explore hypothetical scenarios and their impact on your credit score. For example, you can see how paying off debt, opening new accounts, or missing payments could change your score, empowering you to make informed financial decisions.
Credit Check for Renting and Leasing
Landlords and leasing agencies may perform credit checks to evaluate your reliability as a tenant. A strong credit score could indicate responsible financial behavior which could also increase your chances of approval and may help you secure better lease terms or a lower deposit.